Visit office
Kothurd, Pune - 411038.
Frequently Asked Question
Is it possible to get a loan without a ITR?
Yes, we do loans without ITR check your bank statements.
Is unsecured or collateral free loan available with you?
Yes, we provide unsecured loan like PL, BL, WC, EC, etc.
In which loan product will I be able to claim income tax benefits?
You can claim income tax benefits in home loan, BL, CAR LOAN, Education loan, Personal loan, OD, etc.
How do you reduce rate of interest and increase the loan amount?
We works with 60+ Bank and NBFC’S and suggest you best ROI Bank with maximum funding option’s by taking over the loan from your existing bank.
Without a co applicant coming in the loan structure can you provide a loan?
Yes, we provide but as some loan have mandate for co applicant we do not prefer you for that loans.
Do you solve CIBIL Problem?
We can advice you for improving your CIBIL score for availing loan
Is it possible get a NRI loan from you?
Yes NRI loans are now easily available in India, subject to some criteria.
How do I foreclose my loan?
Repaying the full outstanding amount in a loan amount single installment or clearing the balance you can for close your loan by your existing bank.
Is there any charges applicable from your firm?
No, In cases we are not getting charges from banks then we can charge.
Which banks do you dealing with?
We are dealing with 65+banks and NBFC’s like PNB, HDFC, AXIS, ANAND RATI, etc.
Is it possible to get reference from the clients who have availed your services?
No, because they avoid our services then we will not get reference.
Is it possible to reduce rate of interest in the existing bank where my loan running?
Depends upon the bank, we can try.
What is the process for a acquiring loan?
Send me documents we can discuss your profile with banks.
How do I know my eligibility of loan?
a) Depends up on your positive and income
b) If secured it depends upon collateral value also.
How do I get NOC(No objection certificate)
Once loan amount is cleared (or) completed with out any delay’s of payment you can it by your existing bank which you had loan.
What is the LTV you can provide on collateral (property)?
Eligibility on income (70-80).
How much time will it take to disburse a loan?
We can try it for minimum 7 working days for disburse a case depends on loan type it might varies.
What is the maximum loan amount you can provide?
We can provide maximum amount based on your income and profile.
Is CIBIL score an important parameter to provide funds?
Yes, CIBIL score is important parameter but still we can take a call for less CIBIL score.
Do you provide loans to starts up business?
No, we done give loans for start up business we need minimum 2 years vintage to give loan.
Do you fund customers who do not reside in Pune?
Yes, we do pan India cases
Why should we use your services when we can directly deal with banks/NBFC’s?
Good question, We are working with 65+ banks & NBFC , we have more than 20 year experience on this so we can give you better ROI with minimum 5 Banks option this can save your time and money.
Can we prepay or partpay for running/existing loans?
Yes, you can as per sanction letter policy for specific loans you can repay (or) postpay?
While shifting the loan to other bank do we need to avoid a property insurance?
It depends on conditions. It might or it might not.
