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Home Loan

Secure Your Tomorrow with Our Home Loan Solutions

Competitive Rates

Affordable interest rates for your dream home.

Flexible Repayment

Tailored plans fitting your financial needs.

Transparent Terms

No hidden fees or unexpected surprises.
Housing Loan

Offering Premier Home Insurance Policies

Secure your dream home with our tailored loans—competitive rates and flexible terms. We’re here to make your homeownership aspirations a reality.

Home loan services are financial products offered by banks, credit unions, or specialized mortgage lenders to individuals seeking to purchase a home or property. These services aim to provide financial assistance by lending money to borrowers, enabling them to buy a house while paying back the loan amount over an agreed-upon period with interest.

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Housing Loan Eligibility Criteria

Home Loan - Salaried : Salary will be More than 20K

  • On basic salary
  • Gross salary method
  • RTR method ( if Existing loan take over and top-up )
  • Salary + Rental income
  • Salary + bonus + incentive
  • Loan on FD

Home Loan - Self Employed

  • Firm salary income
  • RTR method (if Existing loan take over and top-up )
  • Rental income
  • Banking surrogate
  • Turnover method
  • GST method

Housing Loan Types

Unlock your dream home with our tailored home loan solutions designed just for you.

New Home Loans

Home loans are for buying residential property, accessible to Salaried or Self-Employed individuals. Available for first-time or multiple borrowings based on eligibility. Offers flexibility for renovations, extensions, and repairs to existing houses.
New Home Loans

Plot Loans

Home loans and plot loans differ mainly in their usage. While home loans finance developed or under-construction properties, plot loans help buy land for future residential development, making your dream home a reality.
Plot Loans

Home construction Loans

A construction loan, also termed a 'self-build loan,' finances building on land for a new home. It covers construction costs and typically carries higher interest rates compared to traditional home loans due to the ongoing building process.
Home construction Loans

Home Loan Balance Transfer

Balance transfer involves shifting the loan balance from one institution to another for improved terms, like lower interest rates. Additionally, it offers the advantage of accessing a 'Top-up' loan, enhancing the
borrowed amount.
Home Loan Balance Transfer

Top Up Loans

Top-up loans from banks or financial institutions enable borrowing extra funds above an existing home loan. If the current bank can't meet requirements, a Balance Transfer to a new bank with better rates helps increase the loan amount.
Top Up Loans

Home Renovations Loans

Also called as Improvement Loan. Home is where “your” story begins. All your dreams of making your place into a lovely home can be fulfilled easily. With the help of a loan, you can transform your home into a modern living space for you and your family.
Home Renovations Loans

Composite Loans

Composite loans cater to buying land and constructing a home on the same plot. This loan type provides funds for both land purchase and house construction, offering a comprehensive solution for homeownership from start to finish.
Composite Loans

NRI Homes Loan

NRI home loans cater to non-residents investing in Indian real estate. Benefiting from a favorable currency exchange, NRIs find it easier to purchase or invest in properties in India, making homeownership feasible despite residing abroad.
NRI Homes Loan

Construction Loans

Home construction loans focus on residential properties, while commercial construction loans cater to commercial spaces. The latter is for commercial or rental purposes, differing from loans aimed at developing residential properties.
Construction Loans

Housing Loan Partners

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Avail your Home Loan in just 5 steps

Enter your basic details

Check your eligibility

Pay the processing fee

Upload The Documents

Get Provisional Sanction

Home Loan Tips

  • Before getting home loan, keep a things clear and necessary documents needed.
  • Check Credit: Know your score before applying.
  • Compare Options: Shop around for rates and terms.
  • Compare rates and terms from multiple lenders for the best deal.
  • Minimize new debt or credit applications during the loan process.
  • Aim for a substantial down payment to lower the loan amount.
  • Seek guidance from financial advisors to make informed decisions.
 
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