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Personal Loan

Elevate Life's Moments with Personal Loans

Competitive Rates

Affordable interest rates for your dream home.

Flexible Repayment

Tailored plans fitting your financial needs.

Transparent Terms

No hidden fees or unexpected surprises.
Personal Loan

Empowering You Beyond Boundaries with Personal Loans

Ever found yourself short of money? wanted to go on a vacation but lacking funds? A personal loan might be of great help. 

A personal loan is a fixed amount of money borrowed at a fixed rate and repaid over a fixed amount of time. You can get a personal loan from a bank. Personal loans can either be secured or unsecured. A secured personal loan requires some type of collateral. The most popular personal loans are unsecured loans, which do not require collateral. In that case, lenders look at factors like your credit history, credit score, income and sometimes employment to approve you.

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Personal Loan Eligibility Criteria

Personal Loan - Salaried

  • On basic salary
  • Gross salary method
  • RTR method
  • Salary + Rental income
  • Salary + bonus + incentive

Benefits

One can use these funds to support their CIBIL score. Also, CIBIL scores get affected by a lack of credit card bills or High loan repayment amount which you could avoid completely by taking a personal loan as it has a comparatively lower rate of interest.

Eligibility

Age of borrower should be 21-65 years. The income of the individual should be at least 25,000 rupees. You should have 3 or more years of work experience. experience in the current company must be 3 months to 1 year.

Personal Loan Type

Flexible Funds for Every Stage with Personal Loans.

Unsecured Personal Loans

These loans don’t require collateral. Approval depends largely on the borrower’s creditworthiness and financial history. Interest rates might be higher due to the absence of collateral.
Unsecured Personal Loans

Secured Personal Loans

Secured personal loans, backed by collateral like savings, vehicles, or property, generally feature lower interest rates compared to unsecured loans due to the presence of security or collateral for the lender's protection
Secured Personal Loans

Medical Loans

Medical loans aim to cover non-insured medical costs, aiding in payments for elective surgeries, procedures, or outstanding medical bills not covered by insurance plans, offering financial support for various healthcare needs
Medical Loans

Emergency Loans

Emergency loans, swiftly disbursed, cater to unforeseen expenses such as sudden car repairs, urgent home maintenance, or unexpected medical emergencies, providing immediate financial support for unforeseen and pressing financial needs.
Emergency Loans

Student Loans

Student loans are tailored to fund academic expenses like tuition fees, textbooks, and living costs throughout educational pursuits. They offer financial support specifically designed for covering various costs incurred during the pursuit of higher education.
Student Loans

Small Business Loans

Personal loans repurposed for business use, commonly sought by small business owners or entrepreneurs unable to qualify for conventional business loans. These loans offer an alternative means to secure funds for business-related expenses.
Small Business Loans

Personal Loan Partners

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Avail your Personal Loan just 5 steps

Assess Your Financial Needs

Check Your Credit Score

Research and Compare Offers

Gather Required Documents

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Personal Loan Tips

  • You need to carefully consider the terms and conditions as well.
  • Is your loan interest rate fixed or variable?
  • It is a very important factor to maintain a good CIBIL score.
  • Seek guidance from financial advisors to make informed decisions.
  • A good credit score increases your chances of loan approval and helps secure better interest rates.
  • Check if the loan allows prepayment without penalties. Paying off the loan earlier than the tenure can save interest costs.
 
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